Many consumer credit assessments need to improve to fulfil the requirements of the Consumer Credit Act. Finansinspektionen (FI) is therefore now clarifying what information lenders should gather for a credit assessment and how this information should be used. The new general guidelines will go into effect on 1 November 2021.
Think carefully before buying a financial product containing crypto-assets. The risks are significant and the protections for you as a consumer are weak, FI warns today.