Countercyclical capital buffer

During periods of strong economic growth and high lending growth, banks should create so-called countercyclical capital buffers that they can then draw upon during periods of financial uncertainty. The objective of such capital buffers is to enhance the banks’ resilience and prevent future financial crises. To calculate the size of their capital buffer, the banks use a countercyclical buffer rate. In Sweden, FI is responsible for setting the countercyclical buffer rate. FI also calculates each quarter a so-called buffer guide. This is used as a benchmark for setting the countercyclical buffer rate.
Current rates (from 22 June 2022) Buffer rate 0 % Buffer guide 0 %

2022

The countercyclical buffer rate will be raised

FI has decided to raise the countercyclical buffer rate to 2 per cent, which is its neutral level. This was already communicated in the report Stability in the Financial Markets. Due to the 12-month implementation period, this rate will start to go into effect at the end of June 2023.

FI intends to raise the countercyclical buffer rate to 2 per cent

Finansinspektionen (FI ) intends to raise the countercyclical buffer rate to 2 per cent in Q2 2022.

FI leaves the countercyclical buffer rate unchanged

In accordance with the assessment in the most recent stability report, FI leaves the countercyclical buffer rate unchanged. The buffer rate of 1 per cent that was decided on 28 September 2021 will be applied as of 29 September 2022. Until then, the buffer rate is 0 per cent, which is the rate that has applied since 16 March 2020. The countercyclical buffer guide is calculated at 0 per cent.

2021

FI leaves the countercyclical buffer rate unchanged

In accordance with its assessment in the most recent stability report, FI is leaving the countercyclical buffer rate unchanged. The buffer rate of 0 per cent, which was applied starting on 16 March 2020, shall thus continue to apply. The countercyclical buffer guide is set at 0 per cent.

FI raises the countercyclical buffer rate to 1 per cent

Finansinspektionen (FI) has decided to raise the countercyclical buffer rate to 1 per cent. The new buffer rate will be applied as of 29 September 2022. Until then, the buffer rate will remain at 0 per cent.

FI intends to raise the countercyclical buffer rate to 1 per cent

Finansinspektionen (FI) intends to raise the countercyclical buffer rate to 1 per cent in Q3 2021.

Karin Lundberg: Finansinspektionen’s view on capital and distributions

Karin Lundberg, Executive Director of Banking, talked about Finansinspektionen’s view on capital and distributions in a speech at the  UBS Annual Nordic Financial Services Conference.

FI will not extend its recommendation regarding dividends

Uncertainty is decreasing, and the economy is continuing to recover. Therefore, the recommendation regarding restrictions on dividends will not be extended. The recommendation ends on 30 September 2021.

FI leaves the countercyclical buffer rate unchanged

Finansinspektionen (FI) leaves the countercyclical buffer rate unchanged. The buffer rate of 0 per cent, which was applied starting on 16 March 2020, shall thus continue to apply. The countercyclical buffer guide is set at 1.6 per cent.

FI’s approach to setting the countercyclical capital buffer

In a new memorandum, Finansinspektionen describes the general principles for the application of the countercyclical capital buffer. FI is also leaving the countercyclical capital buffer unchanged at 0 per cent.

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