A stable, well-functioning financial market for all
A stable, well-functioning financial market for all
Result
2025
Amendments in the periodic reporting on AML/CFT
Every year, FI requests information from undertakings that are subject to the money laundering regulations. The information is used as a basis for FI's risk-based supervision. A number of new questions have been added to next year's periodic reporting on money laundering.
Stability in the Financial System (2025:2)
The sentiment in the Swedish economy has improved in recent months even if households continue to demonstrate weaker sentiment than normal.
Cryptoasset services
2025-11-19 | Payments
As a main rule, authorisation from FI is required to provide crypto-asset services. However, certain financial entities do not need to apply for authorisation to be able to offer equivalent crypto-asset services; in such a case, a notification procedure is applied.
Crypto-assets and crypto-asset services
2025-11-19 | Payments
Regulation (EU) 2023/1114 of the European Parliament and of the Council of 31 May 2023 on markets in crypto-assets (MiCA) regulates the issuance of crypto-assets, offers of crypto-assets to the public, applications for the admission of crypto-assets to trading, and the provision of crypto-asset services.
Zimpler receives a remark and an administrative fine
The Swedish Financial Supervisory Authority (FI) issues Zimpler AB (Zimpler) a remark and an administrative fine of 3 million kronor for violations of anti–money laundering regulations.
FI withdraws authorisation for Intergiro
Finansinspektionen withdraws the authorisation of Intergiro Intl AB (publ) to issue electronic money.
Stability in the Financial System (2025:1): Uncertainty could persist for a while
The uncertainty in geopolitical and economic developments is high, and the risk of negative shocks is higher now than it was last autumn. At the same time, Swedish banks have large capital buffers and good profitability, which builds resilience. Financial firms, households and firms all need to be prepared that the uncertainty could persist for a while. These are some of the conclusions from FI's first stability report of the year.
How FI reviews money laundering risks in the financial sector in 2025
There is a high risk that the financial system is used by criminals to launder money and commit other crimes. In 2025, the Financial Supervisory Authority (FI) will prioritize its review to sectors and services where the risks of money laundering are elevated.
Direct contributions to reserves from shareholders as CET1 capital
European Banking Authority (EBA) has clarified which conditions direct contributions to reserves from shareholders should meet in order to form part of firms’ Common Equity Tier 1 capital (CET1 capital) according to the rules laid down in the Capital Requirements Regulation (CRR). According to the CRR a contribution may be classified as CET1 capital if the contribution satisfies certain conditions.
2024
Klarna receives a remark and an administrative fine
FI is issuing Klarna Bank AB (Klarna) a remark and an administrative fine of SEK 500 million for violating the anti-money laundering regulations.
