Result

2020

Stability in the Financial System (2020:2)

The pandemic has triggered a deep economic recession in many countries, even if a slight recovery has begun. Extensive support measures have mitigated the economic impact and reduced the uncertainty on the financial markets. During the autumn, infection rates have once again begun to increase and several countries have introduced new restrictions, which will dampen the economic recovery, even though it is uncertain to which extent.

Dampened recovery can weaken financial stability

An increase in the spread of the coronavirus will dampen the recovery in European economies and, in the long run, this could impact financial stability, writes Finansinspektionen (FI) in this year’s second stability report, which will be published today.

Capital requirements of Swedish banks as of Q3 2020

Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of the end of Q3 2020.

Decision regarding the countercyclical buffer rate

Finansinspektionen (FI) decided on 24 November not to change the countercyclical buffer rate. The buffer rate of 0 per cent, which was applied starting on 16 March 2020, shall thus continue to apply. The countercyclical buffer guide is set at 1.7 per cent.

FI Analysis 26: Macro-based credit loss model for major Swedish banks

Large credit losses can result in otherwise profitable banks reporting a loss. This FI Analysis describes a methodology for estimating how large credit losses can be in a stressed macroeconomic scenario.

FI has decided on a change in the application of banks’ capital requirements

FI has decided to change the application of capital requirements for Swedish banks in order to adapt to the EU’s so-called banking package.

European Commission approves extension of the risk weight floor for Swedish mortgages

2020-11-18 | ESRB Mortgage EBA

The European Commission has announced that it does not intend to object to FI's intention to extend the current risk weight floor for Swedish mortgages. This means that FI may implement the measure.

FI Analysis 25: Interest rate deductions and households’ loans

The tax rebate for interest expenses – the interest deduction – means that households borrow more, and can and want to pay more for homes. This means that the households experience an increase in both their liabilities and assets, which in turn could have an impact on the stability of the financial system. In this FI Analysis, we calculate the impact of a change to the interest deduction. The reason for this analysis is the direct link between interest deductions and households’ loans.

Service Disruptions PDMR Reporting

2020-11-16 | Reporting

Due to maintenance, the system for reporting PDMR transactions may cause service disruptions on November 17 between 9 am and 12 am.

Elcurrency

2020-11-12

Read more

Laddar sidan