Result

2021

Cyber threats and financial stability – FI’s roll and assignments

In recent years, a number of legislative proposals and other initiatives have been presented to strengthen the financial sector’s resilience to cyberattacks. Given this background, Finansinspektionen has prepared a memorandum to describe FI’s role in terms of contributing to strong cyber security and its work to prevent cyber threats to the Swedish financial sector.

FI clarifies obligations for third-party payment service providers

2021-03-03 | PSD 2 Fintech News

Finansinspektionen would like to clarify the obligations of third-party payment service providers when gathering information about bank customers’ payment accounts via digital interfaces. FI has also contacted the banks and reminded them about their obligations as an account servicing payment service provider (ASPSP).

IOSCO takes important step towards global sustainability disclosure

An important step has now been taken towards a global standard for sustainability reporting. The Board of Directors of the International Organization of Securities Commissions (IOSCO) voted during its meeting yesterday for IOSCO to actively work to achieve a unified and comparable global standard for sustainability disclosure. IOSCO’s work in this area is being carried out within the work group led by Finansinspektionen’s Director General Erik Thedéen.

Capital requirements of Swedish banks as of Q4 2020

Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of the end of Q4 2020.

Young adults and low-income earners face greatest risk of debt trap

Young borrowers and borrowers with low income run a higher risk of experiencing payment problems when they take non-mortgage loans, even if they only borrow small amounts. At the same time, the risk that consumers will get trapped in debt decreases if credit providers conduct thorough credit assessments. These are the conclusions of a new analysis from Finansinspektionen that is presented in conjunction with this year’s consumer protection report.

FI Analysis 29: Why do some borrowers experience payment problems?

2021-02-24 | Reports Consumer

Young borrowers and borrowers with low income have a higher risk of experiencing payment problems when taking non-mortgage loans. The risk decreases if the credit providers conduct more thorough credit assessments. These are the conclusions drawn in a new report from Finansinspektionen (FI).

Consumer Protection Report 2021

2021-02-24 | Reports Consumer Markets

Paying by invoice or with other credit-based offers is becoming an integral part of shopping online. Young adults are unique with their small margins and large number of payment reminders and collection notices. Unaffordable loans are a prioritised consumer risk in this year’s report.

Service Disruptions PDMR Reporting

2021-02-22 | Reporting

Due to maintenance, the system of PDMR transactions may cause service disruptions on February 24 between 9 am and 12 am.

FI warns consumers of risks connected to crypto-asset products

Think carefully before buying a financial product containing crypto-assets. The risks are significant and the protections for you as a consumer are weak, FI warns today.

FI Supervision Report 21: Financial instruments with crypto-assets as underlying asset

2021-02-22 | Fintech Reports Consumer

FI conducted a thematic review of the market for financial instruments with crypto-assets as an underlying asset. FI is of the view that there is a lack of adequate consumer protection regulation for crypto-assets. Valuing them is also challenging and the instruments are volatile. This makes the products unsuitable for most, if not all, retail consumers.

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