Din sökning på "FFFS:8" gav 104 träffar
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Household savings in Sweden
- Konsumentskydd
- Publicerat
- Rapporter
- Spara
- Konsument
Publicerad 2025-03-24 - Swedes hold a large amount of financial assets, but the distribution of these assets is very uneven. Most Swedes hold a small amount of financial assets,…
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Report: Household savings in Sweden
also due to Swedes saving more in savings accounts, funds and shares during this period. 24 Since 1 June 2016, Finansinspektionen’s regulations (FFFS
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The Swedish Mortgage Market: Households need to have margins for an uncertain future
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- Stabilitet
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- Nyheter
- Rapporter
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- Låna
Publicerad 2025-04-07 - As many as 8 out of 10 households chose a variable interest rate, which is a higher share than in previous years.
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Report: The Swedish Mortgage Market 2024
By gaining relief from their monthly payments, a borrower with special grounds can thus strengthen their cash flow. 80 82 84 86 88 90 2017
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Consumer Protection Report 2025: Digitalisation and viral trends create risks for consumers on the financial market
- Konsumentskydd
- Publicerat
- Rapporter
- Bedrägerier
- Spara
- Konsument
- Försäkra
- Betala
- Låna
Publicerad 2025-04-30 - Unreliable investment advice from AI or “finfluencers” and the promise of fast gains from crypto trading. These are examples of consumer protection risks that…
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Fraud prevention in payment services
- Bank
- Konsumentskydd
- Publicerat
- Nyheter
- Rapporter
- Bedrägerier
- Betalningar
- Konsument
- Betala
Publicerad 2024-05-31 - Fraud is a major and expanding societal problem that fosters organised crime. FI supervises that payment service providers follow the provisions set out in…
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Report: Fraud prevention in payment services (In Swedish)
Bedrägeri genom kontoöverföringar står för 85% av beloppen.
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Interest rate puts pressure on indebted households
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- Stabilitet
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- Nyheter
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- Bolån
- Låna
Publicerad 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new…
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The Swedish Mortgage Market Report
For more infor- mation about exemption possibilities, see sections 11–16 of Finansinspektionen’s regula- tions (FFFS 2016:16) regarding amortisation of
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Firms continue to offer consumers unsuitable products
- Konsumentskydd
- Publicerat
- Nyheter
- Rapporter
- Kryptotillgångar
- Spara
- Konsument
- Försäkra
- Betala
- Låna
Publicerad 2024-05-08 - Expensive and complex products are unsuitable for most consumers. Despite this, firms offer such products on a broad front. This is one of the consumer risks…
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Consumer Protection Report 2024
Finansinspektionen, 2023-07-01. 33 FFFS 2023:20, Finansinspektionen, 2023-06-20.
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Report: Banks’ administration of amortisation requirement exemptions
- Bank
- Konsumentskydd
- Publicerat
- Rapporter
- Bolån
- Låna
Publicerad 2023-06-16 - Finansinspektionen has conducted a survey into banks' administration of amortisation requirement exemptions, as an assignment from the government. The survey…
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Report: Banks’ administration of amortisation requirement exemptions
https://www.fi.se/en/our-registers/fffs/search-fffs/2016/201616/ FINANSINSPEKTIONEN Banks’ administration of amortisation requirement exemptions Background
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The Swedish Mortgage Market 2023
- Bank
- Konsumentskydd
- Stabilitet
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- Rapporter
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Publicerad 2023-03-28 - Mortgagors are under pressure from rising interest rates. At the same time, the majority of new mortgagors continue to have good margins in their personal…
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Swedish Consumer Credit
- Konsumentskydd
- Publicerat
- Rapporter
- Låna
Publicerad 2022-12-21 - A large portion of Swedish households’ loans is for their homes. But the households also use loans to finance some of their consumption. Consumption credit…
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This was slightly larger than in 2020. 10 85 5 8 29 8 7 18 24 25 50 12 16 0 20 40 60 80 100 Blancolån Objektslån Delbetalningar 0–
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Borrower-based measures following high inflation and rising interest rates
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- Bolån
Publicerad 2022-11-11 - Changing or pausing the amortisation requirements is not an accurate or appropriate measure for helping the households with the greatest need for financial…
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Report: Borrower-based measures following high inflation and rising interest rates
The general guidelines were originally introduced in 2010 through Finansinspektionen’s general guidelines (FFFS 2010:2) regarding limitations to the
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Consumer Protection Report 2022
- Bank
- Försäkring
- Marknad
- Konsumentskydd
- Publicerat
- Rapporter
Publicerad 2022-04-28 - Unsound lending practices and commission from the sale of financial instruments are the highest prioritised risks in Finansinspektionen’s (FI) consumer…
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Consumer Protection Report 2021
’s regulations regarding insurance distribution; FFFS 2013:9, Finansinspektionen’s regulations regarding Swedish UCITS; FFFS 2018:4, Regulations regarding
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FI Supervision Report 23: Observations from anti-money laundering reporting
- Bank
- Försäkring
- Marknad
- Penningtvätt
- Publicerat
- Rapportering
- Rapporter
Publicerad 2021-06-18 - FI has analysed and compared information that firms under FI’s money laundering supervision reported to the authority during the years 2018-2021. The analysis…
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FI Supervision Report 23: Observations from anti-money laundering reporting
and classifying money 3 See Chapter 7 of Finansinspektionen’s regulations regarding measures against money laundering and terrorist financing (FFFS
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FI Analys No 34: Temporary amortisation exemption led to new mortgagors borrowing
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
- Coronaviruset
- Låna
Publicerad 2021-06-30 - The temporary amortisation exemption resulted in new mortgagors borrowing almost 4 per cent more and buying homes that were approximately 1 per cent more…
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FI Analys No 34: Temporary amortisation exemption led to new mortgagors borrowing
Allmänna råd om undantag från amorteringskrav på grund av särskilda skäl, FFFS 2020:3, Finansinspektionen. Finansinspektionen (2021).
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Stability in the Financial System (2021:1)
- Bank
- Försäkring
- Marknad
- Stabilitet
- Publicerat
- Rapporter
- Coronaviruset
Publicerad 2021-06-01 - The economy is continuing to recover. Support measures have been necessary to speed up the recovery, but they need to be gradually phased out as the economy…
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Cyber threats and financial stability – FI’s roll and assignments
- Bank
- Försäkring
- Marknad
- Publicerat
- Rapporter
Publicerad 2021-03-04 - In recent years, a number of legislative proposals and other initiatives have been presented to strengthen the financial sector’s resilience to cyberattacks.…
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Cyber threats and financial stability – FI’s role and assignments
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Consumer Protection Report 2021
- Bank
- Försäkring
- Marknad
- Konsumentskydd
- Publicerat
- Rapporter
Publicerad 2021-02-24 - Paying by invoice or with other credit-based offers is becoming an integral part of shopping online. Young adults are unique with their small margins and…
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FI Supervision Report 21: Financial instruments with crypto-assets as underlying asset
- Marknad
- Konsumentskydd
- Publicerat
- Rapporter
- Fintech
Publicerad 2021-02-22 - FI conducted a thematic review of the market for financial instruments with crypto-assets as an underlying asset. FI is of the view that there is a lack of…
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FI Supervision Report 21: Financial instruments with crypto-assets as underlying asset
kap. 13 och 14 §§ lagen om värdepappersmarknaden. 18 Implemented in Swedish law through 5 kap. 22 § Finansinspektionens föreskrifter FFFS 2017:2 om
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FI Supervision 18: Continuity management at banks
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2020-06-09 - Many banks are working actively with continuity management and have implemented key measures to reduce the risk of serious disruptions. At the same time, FI…
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FI Supervision 18: Continuity management at banks
deposit systems. 3 FFFS 2014:1 FINANSINSPEKTIONEN CONTINUITY MANAGEMENT AT BANKS 8 OBSERVATIONS FROM FI’S SUPERVISION will
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The Swedish Mortgage Market (2020)
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2020-04-02 - The percentage of new mortgagors with a high level of debt in relation to either their income or the value of the home continues to be high. New mortgagors in…
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The Swedish Mortgage Market 2020
2010:2) regarding limitations to the size of loans collateralised by homes. 2 FFFS 2016:16.
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Consumer Protection Report 2020
- Bank
- Försäkring
- Marknad
- Konsumentskydd
- Publicerat
- Rapporter
Publicerad 2020-02-14 - Finansinspektionen (FI) will prioritise two consumer protection risks for further work in 2020: unaffordable lending and unsuitable advice and distribution of…
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Consumer Protection Report 2020
2019:8, Regulations regarding product intervention with regard to binary options and FFFS 2019:7 Regulations regarding product intervention with regard
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FI Analysis 20: Fewer home equity withdrawals after amortisation requirements
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Publicerad 2019-12-17 - This FI Analysis shows that households’ tendency to use mortgages for purchases other than buying a home decreased following the amortisation requirements.
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FI Analysis 20: Fewer home equity withdrawals after amortisation requirements
2017:23). 15 The alternative amortisation rule (section 8 of FFFS 2017:23) allows banks to grant an exemption from the amortisation requirements for
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The Commercial Real Estate Market and Financial Stability
- Bank
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2019-05-28 - The commercial real estate market plays a key role in financial stability. The financial position of commercial firms is currently satisfactory, but many…
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The Commercial Real Estate Market and Financial Stability
32 The risk weight for exposures collateralised by CRE is currently 100 per cent pursuant to Chapter 4, section 1 of FFFS
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FI Supervision 12: Insurance Undertakings’ Own Risk and Solvency Assessments
- Försäkring
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- Rapporter
Publicerad 2019-05-08 - Finansinspektionen (FI) has conducted a survey of how insurance undertakings are performing their own risk and solvency assessments. FI is of the opinion that…
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fi-tillsyn-12-forsakringsftg-risk-solvensbed-orsa-ENG.pdf
5 FI’s work with ORSAs 6 Structure and limitations of the report 6 THE ORSA PROCESS 8 The ORSA process 8 Internal organisation for the ORSA 8 The
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The Swedish Mortgage Market (2019)
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- Konsumentskydd
- Stabilitet
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- Bolån
Publicerad 2019-03-27 - High debt can mean risks for individual households, banks, financial stability and macroeconomic development. The mortgage survey serves as an important basis…
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FI Analysis 16: How do covered bonds function?
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Publicerad 2019-03-22 - This FI Analysis describes how Swedish covered bonds function, how the regulation governing the cover pool is designed and how the cover pool is affected by a…
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FI-analys 16: How do covered bonds function?
Finansinspektionen, Finansinspektionen’s regulations and general guidelines regarding covered bonds, FFFS 2013:1.
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FI Supervision 9: Banks’ work on information and cyber security
- Bank
- Publicerat
- Rapporter
- Fintech
Publicerad 2018-12-07 - Several banks are working to develop and enhance their information and cyber security. Some have not yet fully adapted their work to the changed conditions…
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FI Supervision No. 9: Information and Cyber Security work in Banks
the management of operational risks (FFFS 2014:4) and regarding information security, IT operations and deposit systems (FFFS 2014:5), as well as the
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FI Supervision 1: Experiences from money laundering supervision 2016–2017
- Bank
- Försäkring
- Marknad
- Penningtvätt
- Publicerat
- Rapporter
Publicerad 2018-04-12 - It is FI’s assessment that firms in general have a greater awareness of the regulations than in previous investigations and are committing more resources to…
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Report. FI Supervision 1: Experiences from money laundering supervision 2016–2017
8 Adapting monitoring to customer risk 8 New assessment when reporting to the Financial Intelligence Unit 9 Evaluating the firm’s monitoring system
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The Swedish Mortgage Market
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2018-04-04 - Finansinspektionen (FI) follows the development of household debt on an ongoing basis. The mortgage survey serves as an important source of data for this…
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- ised by homes. 2 FFFS 2016:16. 3 FFF 2017:23.
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FI-analysis 12: The mortgage cap reduced household debt
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- Rapporter
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Publicerad 2018-04-04 - This FI Analysis presents an assessment of the Swedish mortgage cap. The assessment shows that households limited by the mortgage cap borrowed less and purchased less expensive homes.
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FI-analysis 12: Mortgage cap slowed growth of household debt
on 1 January 2017 by FFFS 2016:33. 2 A “top loan” was the portion of the mortgage that exceeded a certain percentage of the value of the home and
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Stability in the Financial System (2017:2)
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- Försäkring
- Marknad
- Konsumentskydd
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- Rapporter
Publicerad 2017-11-29 - The Swedish economy continues to be strong and interest rates are extremely low, which contributes to high asset prices and low risk premiums. As global…
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Report: Stability in the Financial System
liabilities in their entire balance sheet in the long term, the Basel Committee has prepared a measurement, the Net Stable Funding 18 FI’s Regulations (FFFS
